DesiToolkit
Finance

CAGR Calculator

Calculate Compound Annual Growth Rate from start value, end value, and years. See year-by-year growth chart.

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Enter starting value, ending value, and years to calculate CAGR

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About this tool

How to use CAGR Calculator

  1. 1Enter the starting value (initial investment or price)
  2. 2Enter the ending value (final investment or price)
  3. 3Enter the number of years between start and end
  4. 4View CAGR %, total return %, absolute gain, and year-by-year growth chart

Frequently Asked Questions

What is CAGR?

CAGR (Compound Annual Growth Rate) is the rate at which an investment grows from a starting value to an ending value, assuming it grows at a steady rate compounded annually. It is the most common way to compare investment performance over time.

What is a good CAGR for mutual funds in India?

Equity mutual funds in India have historically delivered 12–15% CAGR over long periods (10+ years). Large-cap funds typically deliver 10–13%, mid-cap 13–16%, and small-cap funds 15–20% over long horizons, though with higher volatility.

What is the difference between CAGR and absolute return?

Absolute return is the total percentage gain from start to end without considering time. CAGR factors in time — it is the equivalent annual rate. A 100% absolute return over 10 years = 7.18% CAGR, but the same 100% in 5 years = 14.87% CAGR.

How do I calculate CAGR manually?

CAGR = (End Value ÷ Start Value) ^ (1 ÷ Years) − 1. For example, ₹1,00,000 growing to ₹2,50,000 in 5 years: CAGR = (2.5)^(1/5) − 1 = 1.2011 − 1 = 20.11% per year.

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